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Development of inclusive finance, long-term care, and regional elderly care industry: Mechanisms of action and strategic research

Author

Listed:
  • He, Jiajie
  • Ge, Mei

Abstract

Employing a panel dataset for 31 Chinese provinces (excluding Taiwan, Hong Kong, and Macao) from 2007 to 2023, this study empirically examines how inclusive financial development (IFD) and long-term care contribute to the expansion of the provincial-level eldercare sector and the pathways that drive this relationship. The findings are as follows: (1) Long-term care promotes the development of the regional elderly care industry; (2) There is a significant positive correlation between IFD and the development of the regional elderly care industry; (3) The level of marketization exhibits a significant threshold effect in the impact of IFD on the development of the regional elderly care industry; (4) Long-term care effectively promotes the development of the regional elderly care industry by enhancing the supply capacity of elderly care services; (5) IFD effectively promotes the development of the regional elderly care industry by improving the consumption capacity of the elderly.

Suggested Citation

  • He, Jiajie & Ge, Mei, 2026. "Development of inclusive finance, long-term care, and regional elderly care industry: Mechanisms of action and strategic research," Finance Research Letters, Elsevier, vol. 89(C).
    • Handle: RePEc:eee:finlet:v:89:y:2026:i:c:s154461232502522x
    DOI: 10.1016/j.frl.2025.109273
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