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Adapting a U.S.-based micro-savings program for Uganda: implementation process and lessons learned

Author

Listed:
  • Namuwonge, Flavia
  • Girma, Abel Zemedkun
  • Kizito, Samuel
  • Kalulu, Peter
  • Ssentumbwe, Vicent
  • Nabunya, Proscovia
  • McKay, Mary
  • Ssewamala, Fred M.

Abstract

This paper provides an overview of adapting a micro-savings program originally developed in the United States to a resource-limited setting in Uganda, highlighting this specific case of adapting a program from one country to another. The program involved opening Child Development Accounts (CDAs) to support saving among adolescents girls and their families. Guided by the asset theory and institutional theory, the paper discusses the challenges and opportunities faced during the adaptation and implementation process. The findings offer insights that can inform efforts to expand similar micro-savings programs in other resource-limited communities.

Suggested Citation

  • Namuwonge, Flavia & Girma, Abel Zemedkun & Kizito, Samuel & Kalulu, Peter & Ssentumbwe, Vicent & Nabunya, Proscovia & McKay, Mary & Ssewamala, Fred M., 2026. "Adapting a U.S.-based micro-savings program for Uganda: implementation process and lessons learned," Children and Youth Services Review, Elsevier, vol. 183(C).
    • Handle: RePEc:eee:cysrev:v:183:y:2026:i:c:s0190740926000459
    DOI: 10.1016/j.childyouth.2026.108792
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