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Palestinian Banks Analysis Using CAMEL Model

Author

Listed:
  • Khaled A. Zedan

    (Department of Finance and Banking, Faculty of Economic and Social Studies, An-Najah National University, Nablus, Palestine,)

  • Ghassan Daas

    (Department of Accounting, Faculty of Economic and Social Studies, An-Najah National University, Nablus, Palestine.)

Abstract

This study attempts to evaluate the performance and financial soundness of Palestinian Commercial Banks for the year 2015 using CAMEL rating model. The CAMEL model provides a means to categorized bank based on the overall health, financial status, and managerial operation. Banks were sustained rating based on the performance in five areas: Capital adequacy, asset quality, management efficiency, earning quality, and liquidity. We applied capital adequacy ratio to analyze capital adequacy parameter, non-performing loans to total loans to analyze of assets quality parameter, non expense ratio for analyzing management quality parameter, return on assets and return on equity to analyze earnings ability and total loans to total deposits ratio to analyze liquidity management.

Suggested Citation

  • Khaled A. Zedan & Ghassan Daas, 2017. "Palestinian Banks Analysis Using CAMEL Model," International Journal of Economics and Financial Issues, Econjournals, vol. 7(1), pages 351-357.
    • Handle: RePEc:eco:journ1:2017-01-46
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    Citations

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    Cited by:

    1. Adam, Mukhtar & Soliman, Alaa. M. & Mahtab, Nehal, 2023. "Measuring enterprise risk management implementation: A multifaceted approach for the banking sector," The Quarterly Review of Economics and Finance, Elsevier, vol. 87(C), pages 244-256.
    2. Fatma Aldirmaz Akkaya, 2020. "Comparative Analysis of the Financial Performance Between Turkish and American Commercial Banks," Istanbul Journal of Economics-Istanbul Iktisat Dergisi, Istanbul University, Faculty of Economics, vol. 70(2), pages 303-338, December.

    More about this item

    Keywords

    CAMEL Approach; Financial Institutions; Palestine;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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