IDEAS home Printed from
   My bibliography  Save this article

The Cost of Bank Credit Financing


  • Mihaela Cosmina Petre (Nita)

    () (“Constantin Brâncoveanu” University Pitesti)


Although the credit is a conventional financing method used by any company, this tool is by far a very significant issue. The range of credits, that a bank provides, and the current policy customize this tool in order to meet the typical financing needs of the enterprises that demands it. Considering the risks, the bank takes the charge of by placing credits, the “eligibility” terms of enterprises that can get such financing being very strict. Restrictions concerning the accepted degree of liability, the accomplished level of performance or available warranties may represent real “barriers” for many companies. Of all “barriers”, the high cost of some financing tools is a good case in point. In order to have a clearer picture of what this financing source is for an enterprise, I have carried out a cost analysis of these financing tools, the medium and long term credit cost and the short term credit cost.

Suggested Citation

  • Mihaela Cosmina Petre (Nita), 2007. "The Cost of Bank Credit Financing," Acta Universitatis Danubius. OEconomica, Danubius University of Galati, issue 1(1), pages 119-132, September.
  • Handle: RePEc:dug:actaec:y:2007:i:1:p:119-132

    Download full text from publisher

    File URL:
    Download Restriction: no


    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.

    Cited by:

    1. Madalina – Gabriela Anghel & Aurelian DIACONU & Georgiana NITA & Andreea Ioana MARINESCU, 2016. "Analysis Model of credit Risk," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 64(5), pages 43-48, May.


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:dug:actaec:y:2007:i:1:p:119-132. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Daniela Robu). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.