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Neue Rentenformel: mehr Gerechtigkeit und weniger Altersarmut

Author

Listed:
  • Friedrich Breyer
  • Stefan Hupfeld

Abstract

Die gesetzliche Rentenversicherung ist nach dem Prinzip der Teilhabe-Äquivalenz aufgebaut. Dies soll bewirken, dass die Rentenansprüche in einer bestimmten Relation zu den gezahlten Beiträgen stehen, also vorrangig keine Umverteilung stattfindet. In Wahrheit gibt es jedoch eine massive Umverteilung zu Gunsten der Bezieher höherer Erwerbseinkommen, die aufgrund ihrer statistisch höheren Lebenserwartung eine längere Renten- Bezugsdauer aufweisen. Wird die Lebenserwartung in der Rentenformel berücksichtigt, führt dies nicht nur zu einer höheren Verteilungsneutralität, sondern auch zu deutlich weniger Altersarmut unter langjährigen Beitragszahlern.

Suggested Citation

  • Friedrich Breyer & Stefan Hupfeld, 2009. "Neue Rentenformel: mehr Gerechtigkeit und weniger Altersarmut," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 76(5), pages 82-86.
  • Handle: RePEc:diw:diwwob:76-5-1
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    File URL: http://www.diw.de/documents/publikationen/73/diw_01.c.94159.de/09-5-1.pdf
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    Cited by:

    1. Traub, Stefan & Finkler, Sebastian, 2013. "Ein Grundsicherungsabstandsgebot für die Gesetzliche Rentenversicherung? Ergebnisse einer Mikrosimulation," Working papers of the ZeS 01/2013, University of Bremen, Centre for Social Policy Research (ZeS).

    More about this item

    Keywords

    Social security; Life expectancy; Poverty; Redistribution;

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs

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