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Perspektiven der Elementarschadenversicherung in Österreich

Author

Listed:
  • Anita Schönegger
  • Daniela Ebeert

Abstract

Austria is and always has been specifically exposed to natural hazards mainly due to its topographical location. The frequency and the severity of damages caused by extreme events have significantly increased in the last few decades. For a comprehensive, modern insurance solution to this problem, however, the political framework is still lacking. Österreich war und ist durch seine topografi sche Lage immer schon den Gewalten der Natur in besonderem Maß ausgesetzt. In den letzten Jahren haben aber die Schadenereignisse an Anzahl und Intensität deutlich zugenommen. Für eine umfassende Versicherungslösung, die mit möglichst großer Risikogemeinschaft eine ausreichende Deckung der Schäden gewährleisten könnte, fehlen aber nach wie vor die richtigen Rahmenbedingungen.

Suggested Citation

  • Anita Schönegger & Daniela Ebeert, 2008. "Perspektiven der Elementarschadenversicherung in Österreich," Vierteljahrshefte zur Wirtschaftsforschung / Quarterly Journal of Economic Research, DIW Berlin, German Institute for Economic Research, vol. 77(4), pages 104-109.
  • Handle: RePEc:diw:diwvjh:77-4-8
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    File URL: http://ejournals.duncker-humblot.de/DH/doi/pdf/10.3790/vjh.77.4.104
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    References listed on IDEAS

    as
    1. Kahneman, Daniel & Tversky, Amos, 1979. "Prospect Theory: An Analysis of Decision under Risk," Econometrica, Econometric Society, vol. 47(2), pages 263-291, March.
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    Keywords

    Naturgefahren; Elementarschadenversicherung; Katastrophenfonds; Risikozonierung; Prävention; Versicherungswirtschaft; Österreich;

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • Q54 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Climate; Natural Disasters and their Management; Global Warming

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