IDEAS home Printed from https://ideas.repec.org/a/dbs/ijabfi/v3y2024i2p20-35id147.html
   My bibliography  Save this article

Modeling the efficiency of financial inclusion in Bihar: A data envelopment analysis

Author

Listed:
  • Archila Kushwaha
  • Brajesh Kumar
  • Pooja Kumari

Abstract

The study aims to evaluate the effectiveness of financial inclusion in Bihar from 2016-2017 to 2020-2021 and analyze the variations across different districts. The study uses secondary data from the State Level Bankers Committee Report and employs the CCR 1978 model and the Super Radial Efficiency model of DEA to measure overall technical efficiency. The analysis considers 10 indicators representing 4 dimensions of financial inclusion. The study identifies districts with improving financial inclusion levels and identifies efficient districts as benchmarks for others to emulate. Some districts show stagnation or decline, indicating the need for targeted interventions and policy measures. Policymakers can use the efficiency scores to identify districts requiring more support for enhancing financial inclusion. Financial institutions can learn from the practices of efficient districts to improve their services in less efficient areas. The focus on district-level analysis highlights the importance of decentralization in financial inclusion planning and implementation.

Suggested Citation

  • Archila Kushwaha & Brajesh Kumar & Pooja Kumari, 2024. "Modeling the efficiency of financial inclusion in Bihar: A data envelopment analysis," International Journal of Accounting, Business and Finance, Indian Accounting Association, Patna Branch, vol. 3(2), pages 20-35.
    • Handle: RePEc:dbs:ijabfi:v:3:y:2024:i:2:p:20-35:id:147
    as

    Download full text from publisher

    File URL: https://www.ijabf.in/index.php/IJABF/article/view/147
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Hasanul Banna & Md Rabiul Alam, 2020. "Islamic Banking Efficiency And Inclusive Sustainable Growth: The Role Of Financial Inclusion," Journal of Islamic Monetary Economics and Finance, Bank Indonesia, vol. 6(1), pages 213-242, February.
    2. Hasanul Banna & Md Rabiul Alam, 2020. "Islamic Banking Efficiency And Inclusive Sustainable Growth: The Role Of Financial Inclusion," Bulletin of Monetary Economics and Banking, Bank Indonesia, vol. 6(1), pages 213-242.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Gallego-Losada, María-Jesús & Montero-Navarro, Antonio & García-Abajo, Elisa & Gallego-Losada, Rocío, 2023. "Digital financial inclusion. Visualizing the academic literature," Research in International Business and Finance, Elsevier, vol. 64(C).
    2. Banna, Hasanul & Kabir Hassan, M. & Rashid, Mamunur, 2021. "Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countries," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 75(C).
    3. Hasanul Banna & Md Rabiul Alam, 2021. "Does Digital Financial Inclusion Matter For Bank Risk-Taking? Evidence From The Dual-Banking System," Journal of Islamic Monetary Economics and Finance, Bank Indonesia, vol. 7(2), pages 401-430, May.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:dbs:ijabfi:v:3:y:2024:i:2:p:20-35:id:147. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Indian Accounting Association Patna Branch (email available below). General contact details of provider: https://www.ijabf.in/index.php/IJABF/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.