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Growth in Agricultural Loan Market Share for Arkansas Commercial Banks

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  • Ahrendsen, Bruce L.
  • Dixon, Bruce L.
  • Priyanti, Atien

Abstract

Changes in commercial bank market shares of farm debt are decomposed into portfolio decisions, loanable funds availability and loan market size for 64 counties in Arkansas from 1986 through 1990. A seemingly unrelated regression model is hypothesized to identify county characteristics that are related to changes in commercial bank market shares. Regression results indicate that county differences in economic activity, the relative risk associated with agriculture, farm structure and regional location contributed to changes in commercial bank market shares. The results imply a market niche for rural commercial banks emphasizing agricultural loans in the presence of unlimited branch banking.

Suggested Citation

  • Ahrendsen, Bruce L. & Dixon, Bruce L. & Priyanti, Atien, 1994. "Growth in Agricultural Loan Market Share for Arkansas Commercial Banks," Journal of Agricultural and Applied Economics, Cambridge University Press, vol. 26(2), pages 430-442, December.
    • Handle: RePEc:cup:jagaec:v:26:y:1994:i:02:p:430-442_02
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    References listed on IDEAS

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    1. Betubiza, Eustacius N. & Leatham, David J., 1992. "Composition of Bank Liabilities in a Deregulated Environment and Its Impact on Agricultural Lending," 1992 Regional Committee NC-207, September 26-29, 1992, Minneapolis/St. Paul, Minnesota 131244, Regional Research Committee NC-1014: Agricultural and Rural Finance Markets in Transition.
    2. R. Alton Gilbert & Michael T. Belongia, 1988. "The Effects of Affiliation with Large Bank Holding Companies on Commercial Bank Lending to Agriculture," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 70(1), pages 69-78.
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    1. Ahrendsen, Bruce L. & Dixon, Bruce L. & Lee, LaDerrek T., 1999. "Independent Commercial Bank Mergers and Agricultural Lending Concentration," Journal of Agricultural and Applied Economics, Cambridge University Press, vol. 31(2), pages 215-227, August.
    2. Witte, Taylor & DeVuyst, Eric & Whitacre, Brian & Jones, Rodney, 2015. "Determining the Impact of a New Farm Credit Branch in East Central Oklahoma," 2015 Annual Meeting, January 31-February 3, 2015, Atlanta, Georgia 196674, Southern Agricultural Economics Association.

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