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Impact of Digitalization on the Performance of the Algerian Banking Sector

Author

Listed:
  • Ahmed Fayçal TALEB

    (Laboratoire de Développement Local Durable, Université Yahia Frés Médéa- Algérie)

  • Zenagui SLIMANI

    (Université Belhadj Bouchaib- Ain Temouchent – Algérie)

  • Sami Mohamed BENNOUNA

    (Université Belhadj Bouchaib- Ain Temouchent – Algérie)

Abstract

This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.

Suggested Citation

  • Ahmed Fayçal TALEB & Zenagui SLIMANI & Sami Mohamed BENNOUNA, 2025. "Impact of Digitalization on the Performance of the Algerian Banking Sector," Management Intercultural, Romanian Foundation for Business Intelligence, Editorial Department, issue 54, pages 29-39, July.
    • Handle: RePEc:cmj:interc:y:2025:i:54:29-39
    DOI: 10.70147/m542939
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    More about this item

    Keywords

    Digitalization; Online Banking; Gross Domestic Product; Performance of the Banking Sector;
    All these keywords.

    JEL classification:

    • H26 - Public Economics - - Taxation, Subsidies, and Revenue - - - Tax Evasion and Avoidance
    • H83 - Public Economics - - Miscellaneous Issues - - - Public Administration
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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