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Co-operative Banking Groups in Europe: Comparative Analysis of the Structure and Activity


  • Ricardo J. Palomo Zurdo

    () (Universidad San Pablo-CEU)


The aim of this paper is to show the situation of the main European co-operative banking groups (or systems) through the analysis of particular aspects of their structure and the activities and services they offer, in order to compare these groups with the Spanish case to check if the different ways of dealing with these aspects agree, and under what circumstances or how they are developed. This analysis is also intended to identify the decision-making and economic linking relations set up between credit co-operatives and the centralised services structures which work within the co-operative banking groups.

Suggested Citation

  • Ricardo J. Palomo Zurdo, 2008. "Co-operative Banking Groups in Europe: Comparative Analysis of the Structure and Activity," CIRIEC-España, revista de economía pública, social y cooperativa, CIRIEC-España, issue 62, pages 87-119, October.
  • Handle: RePEc:cic:revcir:y:2008:i:62:p:87-119

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    Credit co-operatives; co-operative banks; co-operative banking groups.;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • P13 - Economic Systems - - Capitalist Systems - - - Cooperative Enterprises
    • Q13 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Markets and Marketing; Cooperatives; Agribusiness
    • R51 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Finance in Urban and Rural Economies


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