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Die Riester-Rente - ein Flop?


  • Hans Fehr
  • Dirk Kiesewetter
  • Michael Myßen


Zum 1. Januar 2002 wurde mit der Einführung der so genannten Riester-Rente der Versuch unternommnen, zusätzlich zur staatlichen eine private Altersvorsorge zu etablieren. Für Prof. Dr. Hans Fehr, Universität Würzburg, ist der Einstieg in die private Altersversorgung misslungen, und zwar vor allem aufgrund des mangelnden Informationstandes der Bürger. Dr. Dirk Kiesewetter, Universität Tübingen, hält die Riester-Rente sogar für ein »Paradebeispiel missglückter Sparförderung«. Dr. Michael Myßen, Bundesministerium der Finanzen, dagegen meint, dass sich die Riester-Rente nicht nur für »Familien mit Kindern und Geringverdiener«, sondern auch für »Ledige oder Spitzenverdiener rechnen kann«.

Suggested Citation

  • Hans Fehr & Dirk Kiesewetter & Michael Myßen, 2003. "Die Riester-Rente - ein Flop?," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 56(05), pages 5-14, March.
  • Handle: RePEc:ces:ifosdt:v:56:y:2003:i:05:p:5-14

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    Cited by:

    1. Axel Börsch-Supan & Lothar Essig, 2005. "Personal assets and pension reform: How well prepared are the Germans?," MEA discussion paper series 05085, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    2. Bettina Lamla, 2013. "Family background and the decision to provide for old age: a siblings approach," Empirica, Springer;Austrian Institute for Economic Research;Austrian Economic Association, vol. 40(3), pages 483-504, August.
    3. Essig, Lothar & Reil-Held, Anette, 2004. "Chancen und Risiken der "Riester-Rente"," Papers 04-67, Sonderforschungsbreich 504.
    4. Lothar Essig & Anette Reil-Held, 2003. "Chancen und Risiken der "Riester-Renter"," MEA discussion paper series 03035, Munich Center for the Economics of Aging (MEA) at the Max Planck Institute for Social Law and Social Policy.
    5. Börsch-Supan, Axel & Essig, Lothar, 2005. "Personal assets and pension reform : how well prepared are the Germans?," Papers 05-19, Sonderforschungsbreich 504.

    More about this item


    Gesetzliche Rentenversicherung; Private Rentenversicherung; Vermögensbildung; Deutschland;

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • J14 - Labor and Demographic Economics - - Demographic Economics - - - Economics of the Elderly; Economics of the Handicapped; Non-Labor Market Discrimination


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