IDEAS home Printed from
   My bibliography  Save this article

La réalité de la microfinance à l'échelle régionale : l'exemple de l'Aquitaine


  • Sophie Brana
  • Yves Jégourel


Based on a unique database including almost 4000 credit files from 33 microfinance institutions (MFIs) located in Aquitaine, this paper intents to fulfill three objectives : identify MFIs operating in the region, evaluate to what extent these MFIs satisfy social needs and finally how the principal-agent relationship is instituted. It appears that the determinants of microfinance credit supply are quite conventional and similar to those observed in the banking sector. We bring to the fore the fact that two types of microfinance client may be identified : the first type mainly unemployed, uses microcredit as additional financing resources to complete a relatively important business plan, whereas the second type uses microcredit as the only external financial resource available to start up a professional activity. We emphasize lastly the importance of monitoring mechanism upstream of the relationship lending for microfinance reach its full social ambitions.

Suggested Citation

  • Sophie Brana & Yves Jégourel, 2011. "La réalité de la microfinance à l'échelle régionale : l'exemple de l'Aquitaine," Revue d'économie régionale et urbaine, Armand Colin, vol. 0(2), pages 245-268.
  • Handle: RePEc:cai:rerarc:reru_112_0245

    Download full text from publisher

    File URL:
    Download Restriction: free

    File URL:
    Download Restriction: free

    Other versions of this item:


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:cai:rerarc:reru_112_0245. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Jean-Baptiste de Vathaire). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.