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Les crédits nouveaux à l’habitat des ménages : tendances récentes

Author

Listed:
  • URI, J.

Abstract

Dans un contexte de taux d’intérêt historiquement bas, la production de crédits à l’habitat est très dynamique, portée notamment par les renégociations. L’endettement global des ménages progresse légèrement, cette hausse recouvrant des stratégies financières différentes selon le niveau de revenu des emprunteurs.

Suggested Citation

  • Uri, J., 2017. "Les crédits nouveaux à l’habitat des ménages : tendances récentes," Bulletin de la Banque de France, Banque de France, issue 210, pages 5-13.
    • Handle: RePEc:bfr:bullbf:2017:210:01
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    File URL: https://publications.banque-france.fr/sites/default/files/medias/documents/bulletin-de-la-banque-de-france-210-20170329.pdf#page=4
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    More about this item

    Keywords

    Crédits nouveaux à l’habitat; taux d’intérêt bancaire; durée des prêts à l’habitat; profil des emprunteurs.;
    All these keywords.

    JEL classification:

    • E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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