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L’accès des PME aux financements bancaires

Author

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  • GABRIELLI, D.

Abstract

Les conditions d’accès des PME au crédit se sont plutôt améliorées ces dernières années. Des handicaps persistent néanmoins (cherté relative des découverts bancaires, contraintes de financement propres à certains secteurs) dans un contexte financier devenu moins accommodant sur la période récente.

Suggested Citation

  • Gabrielli, D., 2007. "L’accès des PME aux financements bancaires," Bulletin de la Banque de France, Banque de France, issue 165, pages 21-29.
  • Handle: RePEc:bfr:bullbf:2007:165:01
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    File URL: https://publications.banque-france.fr/sites/default/files/medias/documents/bulletin-de-la-banque-de-france_165_2007-09.pdf
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    More about this item

    Keywords

    Coût du crédit; taux d’intérêt bancaires; taux débiteurs; usure; PME; entrepreneurs individuels; risque de crédit; risque de défaut; conditions de financement; financement des entreprises; distribution du crédit; capital-investissement; notation; cotation; FIBEN; évaluation des entreprises; exigences de fonds propres.;

    JEL classification:

    • E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation

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