IDEAS home Printed from https://ideas.repec.org/a/bdz/frmans/v4y2025i1p49-56.html

The Impact of Financial Informatization on the Financing Costs and Speed of SMEs: A Case Study of Beijing Liwang Technology Co., Ltd

Author

Listed:
  • Weili Xu

    (Beijing Liwang Technology Co., Ltd., Beijing 100068, China)

Abstract

This paper takes Beijing Liwang Technology Co., Ltd. as a case study to explore the impact of financial informatization on the financing costs and speed of small and medium-sized enterprises (SMEs). By analyzing the application process of financial informatization in the company and its actual effects on financing operations, it reveals the mechanisms through which financial informatization reduces information acquisition costs, transaction costs, and risk management costs, optimizes business processes and information transmission efficiency, thereby effectively lowering the financing costs and increasing the financing speed of SMEs. It also identifies challenges such as technological security, management transformation, market competition, and policy adaptability in the application process of financial informatization, and proposes corresponding strategies. The results show that financial informatization provides a new optimization path for SME financing, which has significant theoretical and practical value.

Suggested Citation

  • Weili Xu, 2025. "The Impact of Financial Informatization on the Financing Costs and Speed of SMEs: A Case Study of Beijing Liwang Technology Co., Ltd," Frontiers in Management Science, Paradigm Academic Press, vol. 4(1), pages 49-56, January.
    • Handle: RePEc:bdz:frmans:v:4:y:2025:i:1:p:49-56
    DOI: 10.56397/FMS.2025.01.08
    as

    Download full text from publisher

    File URL: https://www.paradigmpress.org/fms/article/view/1483/1314
    Download Restriction: no
    File URL: https://libkey.io/10.56397/FMS.2025.01.08?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:bdz:frmans:v:4:y:2025:i:1:p:49-56. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Editorial Office (email available below). General contact details of provider: https://www.paradigmpress.org/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.