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January 2022 Bank Lending Survey in Spain

Author

Listed:
  • Álvaro Menéndez Pujadas
  • Maristela Mulino

Abstract

According to the Bank Lending Survey, during 2021 Q4 credit standards tightened slightly in Spain, while remaining virtually unchanged in most segments in the euro area. The terms and conditions applied to new loans did not change significantly in either of the two areas, the sole exception being those applied in Spain to the loans to households for house purchase segment, which eased slightly. Loan applications increased moderately in both Spain and the euro area, across almost all segments, in keeping with the recovery in economic activity.

Suggested Citation

  • Álvaro Menéndez Pujadas & Maristela Mulino, 2022. "January 2022 Bank Lending Survey in Spain," Economic Bulletin, Banco de España, issue 1/2022.
    • Handle: RePEc:bde:journl:y:2022:i:01:d:aa:n:04
    Note: Analytical Articles
    as

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    File URL: https://www.bde.es/f/webbde/SES/Secciones/Publicaciones/InformesBoletinesRevistas/ArticulosAnaliticos/22/T1/Files/be2201-art04e.pdf
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    More about this item

    Keywords

    funding; credit; loan supply; loan demand; credit standards; terms and conditions for loans; financial markets.;
    All these keywords.

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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