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Financial Inclusion and Economic Growth in Albania

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  • Dorina Olldashi

    (European University of Tirana, Faculty of Law, Political Science and International Relations, Tirana)

Abstract

Access to finance has become a fundamental accelerator of inclusive economic development and growth especially in developing countries. Financial inclusion enhances entrepreneurship and savings and allocates resources more efficiently. This study examines the relationship of financial inclusion and economic growth in Albania from 2010 to 2023, based on data gathered from the World Bank, IMF and Bank of Albania. Using descriptive statistics and linear regression models, the paper examines the effect of banking sector indicators such as domestic credit to private sector, account ownership, and extent of digital payments on GDP growth. The coefficients reflect a strong positive association (R² = 0.71, p

Suggested Citation

  • Dorina Olldashi, 2025. "Financial Inclusion and Economic Growth in Albania," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 9(10), pages 9311-9315, October.
    • Handle: RePEc:bcp:journl:v:9:y:2025:i:10:p:9311-9315
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