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Mobile Money Usage and Digital Lending Access as Predictors of Green Entrepreneurship in Nigeria

Author

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  • WACHUKWU Elendu

    (General Studies Unit, Federal University of Technology, Babura Jigawa State)

  • Ebiye CHARLES

    (Research and Programme Development, National Agency for the Prohibition of Trafficking in Persons, Uyo Zonal Command)

  • Mubasshir Waliyu Lukman

    (General Studies Unit, Federal University of Technology Babura, Jigawa State)

  • Ibrahim Babangida Umar

    (General Studies Unit, Federal University of Technology Babura, Jigawa State)

Abstract

This study investigates the impact of mobile money and digital lending platforms on green entrepreneurship in Nigeria. The aim and objectives of the study is to examine the impact of mobile money and digital lending platforms on the growth and development of green entrepreneurship in Nigeria. The study was guided with a hypothesis formulated for testing the significance. The correlational research design was adopted; a sample size 600 respondents was drawn from the target population 5705, using the purposive sampling technique. The instrument for data collection was a self-constructed structured questionnaire which had been validated and subjected to Cronbach alpha reliability indexes of .799, .836 and .829 for each measure. The data collection was done after administration and retrieval of questionnaires with the help of trained research assistants from the various sampled states. Out of the 600 questionnaires administered, 522 questionnaires were retrieved and used for analysis. The analysis of data was done using descriptive and inferential statistics with the aid of IBM Statistical Package for Social Science (SPSS) version 26.0; The results indicated Mobile Money Usage with β=.528 had a moderate positive predictor on green entrepreneurship while Digital Lending Access with β = .348 had a low positive predictor on green entrepreneurship. The study also revealed that mobile money usage and digital lending access can predict green entrepreneurship in Nigeria (p

Suggested Citation

  • WACHUKWU Elendu & Ebiye CHARLES & Mubasshir Waliyu Lukman & Ibrahim Babangida Umar, 2026. "Mobile Money Usage and Digital Lending Access as Predictors of Green Entrepreneurship in Nigeria," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 10(2), pages 2931-2940, February.
    • Handle: RePEc:bcp:journl:v:10:y:2026:i:2:p:2931-2940
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    References listed on IDEAS

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    1. Ahunanya, Ojoma Victoria, 2025. "Impact of Financial Inclusion on Green Investments in Rural Areas of Nigeria," International Journal of Research and Innovation in Social Science, International Journal of Research and Innovation in Social Science (IJRISS), vol. 9(3), pages 780-792, March.
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    Cited by:

    1. WACHUKWU Elendu & Ebiye CHARLES & Ibrahim Babangida Umar & Abdulahi Musa, 2026. "Green Entrepreneurship and Employment Generation in Ikwerre Local Government Area of Rivers State," International Journal of Research and Scientific Innovation, International Journal of Research and Scientific Innovation (IJRSI), vol. 13(4), pages 32-39, April.

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