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El seguro de accidentes de trabajo en España: de la obligación al negocio (1900-1940)


  • Jerònia Pons Pons

    () (Universidad de Sevilla)


The institutional changes which took place with the law of industrial accidents of 1900 and the later regulations caused substantial changes in the Spanish insurance market. A new insurance field was created in which both specialist Spanish companies and foreign insurance agencies operated. This article aims to analyse the evolution of this new field, industrial accident insurance, from its beginning to the 1940s, when it become the most important insurance category. For that purpose premiums and companies have been reconstructed. It is observed too how from the start some industrialists understood the necessity to participate in this business and therefore they sometimes allied with insurance businessmen to form specialist companies. The interest in industrial accidents insurance increased during the 2nd Republic due to government’s obligatory insurance requirements, what originated an uprising competition between mutual employer’s associations and insurance agencies. KEY Classification-JEL: G2, G22, J28, G28

Suggested Citation

  • Jerònia Pons Pons, 2006. "El seguro de accidentes de trabajo en España: de la obligación al negocio (1900-1940)," Investigaciones de Historia Económica (IHE) Journal of the Spanish Economic History Association, Asociacion Espa–ola de Historia Economica, vol. 4, pages 77-100.
  • Handle: RePEc:ahe:invest:v:4:y:2006:p:77-100

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    More about this item


    Insurance; Insurance companies; Industrial accidents; Employer’s mutual;

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • J28 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Safety; Job Satisfaction; Related Public Policy
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation


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