IDEAS home Printed from https://ideas.repec.org/a/agr/journl/vxxiiiy2016i4(609)p143-152.html
   My bibliography  Save this article

New pillars of the banking business model or a new model of doing banking?

Author

Listed:
  • Dan Costin NIȚESCU

    (Bucharest University of Economic Studies, Romania)

Abstract

In the first part of this paper we realise a brief introduction of the changes and challenges that transformed the society and the banking sector, eight years after the beginning of the financial and economical crisis. In the first part we emphasize some of the most relevant trends and their role and impact in shaping the banking industry, post financial crisis. Digitalisation, regulations, customers are changing the banking business model, creating also new opportunities for banks. The second part of the paper presents the main pillars of a new and sustainable banking model, providing valuable insight into the latest topics and questions from the industry. The society changed due or via the technological wave, we insist on the strategic importance of choosing a balanced mix of ingredients when designing and implementing a new banking model, in a sustainable manner.

Suggested Citation

  • Dan Costin NIȚESCU, 2016. "New pillars of the banking business model or a new model of doing banking?," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(4(609), W), pages 143-152, Winter.
    • Handle: RePEc:agr:journl:v:xxiii:y:2016:i:4(609):p:143-152
    as

    Download full text from publisher

    File URL: http://store.ectap.ro/articole/1229.pdf
    Download Restriction: no
    File URL: http://www.ectap.ro/articol.php?id=1229&rid=125
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. Gert Wehinger, 2012. "Bank deleveraging, the move from bank to market-based financing, and SME financing," OECD Journal: Financial Market Trends, OECD Publishing, vol. 2012(1), pages 65-79.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Pisany Paweł, 2016. "Comparative Models of Capitalism in the Areas of Financial System and Corporate Governance – the Diversity of Capitalism Approach Perspective," International Journal of Management and Economics, Warsaw School of Economics, Collegium of World Economy, vol. 52(1), pages 59-76, December.
    2. Régis Blazy & Nirjhar Nigam, 2019. "Corporate insolvency procedures in England: the uneasy case for liquidations," European Journal of Law and Economics, Springer, vol. 47(1), pages 89-123, February.
    3. Giovanni Covi, 2017. "The emerging regulatory landscape: a new normal," Journal of Banking Regulation, Palgrave Macmillan, vol. 18(3), pages 233-255, July.
    4. Constantin Anghelache & Alexandru Manole & Madalina Anghel & Mugurel Popovici & Marius Popovici, 2016. "Significant aspects regarding the analysis of bankruptcy risk," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 64(9), pages 81-87, September.
    5. Morten Balling & Ernest Gnan, 2013. "The development of financial markets and financial theory: 50 years of interaction," SUERF 50th Anniversary Volume Chapters, in: Morten Balling & Ernest Gnan (ed.), 50 Years of Money and Finance: Lessons and Challenges, chapter 5, pages 157-194, SUERF - The European Money and Finance Forum.
    6. Alan Hughes, 2014. "Short-Termism, Impatient Capital and Finance for Manufacturing Innovation in the UK," Working Papers wp457, Centre for Business Research, University of Cambridge.
    7. Casey, Eddie & O'Toole, Conor M., 2014. "Bank lending constraints, trade credit and alternative financing during the financial crisis: Evidence from European SMEs," Journal of Corporate Finance, Elsevier, vol. 27(C), pages 173-193.
    8. Valerie Revest & Alessandro Sapio, 2016. "The creation function of a junior listing venue: An empirical test on the Alternative Investment Market," LEM Papers Series 2016/32, Laboratory of Economics and Management (LEM), Sant'Anna School of Advanced Studies, Pisa, Italy.
    9. Braun, Benjamin & Hübner, Marina, 2017. "Fiscal fault, financial fix? Capital Markets Union and the quest for macroeconomic stabilization in the euro area," MPIfG Discussion Paper 17/21, Max Planck Institute for the Study of Societies.
    10. Stefan Petranov, 2018. "Capital Markets Union And The Prospect For Bulgaria," Yearbook of the Faculty of Economics and Business Administration, Sofia University, Faculty of Economics and Business Administration, Sofia University St Kliment Ohridski - Bulgaria, vol. 16(1), pages 217-230, December.
    11. Dan Costin NIȚESCU, 2016. "New pillars of the banking business model or a new model of doing banking?," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(4(609), W), pages 143-152, Winter.
    12. Petranov, Stefan, 2022. "Съюзът На Капиталовите Пазари И България [The capital markets union and Bulgaria]," MPRA Paper 115889, University Library of Munich, Germany.
    13. Esho, Ebes & Verhoef, Grietjie, 2018. "The Funding Gap and the Financing of Small and Medium Businesses: An Integrated Literature Review and an Agenda," MPRA Paper 90153, University Library of Munich, Germany, revised 21 Nov 2018.
    14. Madalina Anghel & Diana Dumitrescu & Daniel Dumitrescu & Georgiana Nita, 2016. "Role of banks in in European funds absorptionto maintain macroeconomic stability," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 64(9), pages 43-49, September.
    15. Dan Costin NIȚESCU, 2018. "Diversity and proportionality, challenges or opportunities for the European banking sector?," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 0(2(615), S), pages 133-148, Summer.
    16. Cosimo Abbate & Alessandro Sapio, 2016. "Gazelles and muppets in the City: Stock market listing, risk sharing, and firm growth quantiles," LEM Papers Series 2016/33, Laboratory of Economics and Management (LEM), Sant'Anna School of Advanced Studies, Pisa, Italy.
    17. Haddou, Samira, 2022. "International financial stress spillovers to bank lending: Do internal characteristics matter?," International Review of Financial Analysis, Elsevier, vol. 83(C).
    18. Florin Paul Costel LILEA & Alexandru MANOLE & Mugurel POPOVICI & Emilia STANCIU, 2017. "Analyzing the role of commercial banks in the absorption of European funds," Romanian Statistical Review Supplement, Romanian Statistical Review, vol. 65(5), pages 243-255, May.
    19. Barbora Šútorová & Petr Teplý, 2014. "The Level of Capital and the Value of EU Banks under Basel III," Prague Economic Papers, Prague University of Economics and Business, vol. 2014(2), pages 143-161.
    20. Valérie Revest & Alessandro Sapio, 2019. "Alternative equity markets and firm creation," Journal of Evolutionary Economics, Springer, vol. 29(3), pages 1083-1118, July.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:agr:journl:v:xxiii:y:2016:i:4(609):p:143-152. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Marin Dinu (email available below). General contact details of provider: https://edirc.repec.org/data/agerrea.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.