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Banking financing and credit risk: Case of the Sme's segment in Morocco

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  • Moudine, Chourouk
  • El Khattab, Younes

Abstract

ThE article focuses on challenges faced by banks in providing loans to small and medium-sized enterprises (SMEs). In this connection, we try to assess the credit risk of Moroccan SMEs sector using a set of aggregate quantitative indicators. In light of our assessment, we propose some measures to improve the creditworthiness of those enterprises and facilitate their access to bank credit.

Suggested Citation

  • Moudine, Chourouk & El Khattab, Younes, 2016. "Banking financing and credit risk: Case of the Sme's segment in Morocco," MPRA Paper 92686, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:92686
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    File URL: https://mpra.ub.uni-muenchen.de/92686/5/MPRA_paper_92686.pdf
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    Credit risk; creditworthiness; relationship lending; transaction lending; SMEs sector.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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