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Financial Inclusion for Youth Entrepreneurs in Creative Industry: a case of youth entrepreneurs in clothing industry in Yogyakarta, Indonesia

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  • Brata, Aloysius Gunadi

Abstract

This research is to assess the issues of financial inclusion of youth entrepreneurs in the creative industry, in particular the clothing industry, in DI Yogyakarta province. The research found that most entrepreneurs have access to credit from commercial banks, and indicate that there is financial inclusion of youth entrepreneurs. However, there are several obstacles in accessing commercial credit from banks, including high interest rate, credit procedures, collateral requirement, appraisal of proposal, and repayment. The suggestions and expectations of the youth entrepreneurs to improving their financial inclusion have been included at the end of this paper.

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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 44289.

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Date of creation: 2010
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Handle: RePEc:pra:mprapa:44289

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Keywords: financial inclusion; youth entrepreneur; clothing industry; Indonesia;

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  1. Miki HAMADA, 2010. "Commercialization Of Microfinance In Indonesia: The Shortage Of Funds And The Linkage Program," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 156-176.
  2. Kazushi TAKAHASHI & Takayuki HIGASHIKATA & Kazunari TSUKADA, 2010. "The Short-Term Poverty Impact Of Small-Scale, Collateral-Free Microcredit In Indonesia: A Matching Estimator Approach," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 128-155.
  3. Kazunari TSUKADA & Takayuki HIGASHIKATA & Kazushi TAKAHASHI, 2010. "Microfinance Penetration And Its Influence On Credit Choice In Indonesia: Evidence From A Household Panel Survey," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 102-127.
  4. Hisaki KONO & Kazushi TAKAHASHI, 2010. "Microfinance Revolution: Its Effects, Innovations, And Challenges," The Developing Economies, Institute of Developing Economies, vol. 48(1), pages 15-73.
  5. Schoof, Ulrich, 2006. "Stimulating youth entrepreneurship : barriers and incentives to enterprise start-ups by young people," ILO Working Papers, International Labour Organization 388157, International Labour Organization.
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