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The EPS as an e-commerce enabler: The Macedonian perspective

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  • Abdullai, Besim

Abstract

The payment system represents a sum of instruments, procedures and infrastructure for money transfer. It is of great importance for all economic agents since it enables fast and efficient payments in the national economy as well as internationally. Electronic payment system functionality is measured through analysis of the transactions committed, structure of the electronic instruments available within a country, and payment instruments used during payment of purchased or ordered products or services. The use of Electronic Payment Instruments in Macedonia is growing steadily, which shows that the EPS system in this country is continually growing and is in some extend well organized, people are friendly to ICT and conduct electronic transactions easily. E-banking activities in Macedonia started, but remain in low levels; which is a fact for e-commerce activities in general.

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File URL: http://mpra.ub.uni-muenchen.de/13996/
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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 13996.

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Date of creation: 11 Mar 2009
Date of revision: 05 Mar 2009
Handle: RePEc:pra:mprapa:13996

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Keywords: e-commerce; Electronic Payment Systems; Electronic Payment Instruments;

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  1. Wilko Bolt & David Humphrey & Roland Uittenbogaard, 2005. "The Effect of Transaction Pricing on the Adoption of Electronic Payments: A Cross-Country Comparison," DNB Working Papers, Netherlands Central Bank, Research Department 071, Netherlands Central Bank, Research Department.
  2. Nicole Jonker, 2005. "Payment Instruments as Perceived by Consumers - a Public Survey," DNB Working Papers, Netherlands Central Bank, Research Department 053, Netherlands Central Bank, Research Department.
  3. Leinonen, Harry, 2000. "Re-engineering Payment Systems for the E-world," Research Discussion Papers 17/2000, Bank of Finland.
  4. David Humphrey & Magnus Willesson & Goran Bergendahl & Ted Lindblom, 2003. "Cost savings from electronic payments and ATMs in Europe," Working Papers 03-16, Federal Reserve Bank of Philadelphia.
  5. repec:fth:bfdipa:17/00 is not listed on IDEAS
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Cited by:
  1. Abdullai, Besim, 2009. "Electronic Payment Instruments use, as perceived by consumers in Macedonia," MPRA Paper 16080, University Library of Munich, Germany, revised 21 Mar 2009.

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