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Micro credit and Territory - Portugal as a case study

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Author Info

  • Joana Afonso

    ()
    (Faculdade de Economia, Universidade do Porto)

  • Isabel Mota

    ()
    (CEF.UP, Faculdade de Economia, Universidade do Porto)

  • Sandra Tavares Silva

    ()
    (CEF.UP, Faculdade de Economia, Universidade do Porto)

Abstract

This paper studies the relations between micro credit and territory, assuming that micro credit is an important instrument for fighting against poverty and social exclusion. Based on a micro-level database provided by ANDC (Associação Nacional de Direito ao Crédito), we developed a statistical and econometric work in order to identify the territorial idiosyncrasies associated with the employment of micro credit in Portugal. Focusing on the survival of the micro credit projects in the period of 2006-2009, our study sustains the significance of variables such as the population density, the value added growth in each activity and the promoters’ qualifications, besides two regional dummies, for firms’ survival.

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File URL: http://www.fep.up.pt/investigacao/workingpapers/11.01.17_wp400.pdf
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Bibliographic Info

Paper provided by Universidade do Porto, Faculdade de Economia do Porto in its series FEP Working Papers with number 400.

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Length: 21 pages
Date of creation: Jan 2011
Date of revision:
Handle: RePEc:por:fepwps:400

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Related research

Keywords: Micro credit; Territory; Poverty;

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  1. P. Holmes & A. Hunt & I. Stone, 2010. "An analysis of new firm survival using a hazard function," Applied Economics, Taylor & Francis Journals, vol. 42(2), pages 185-195.
  2. Mata, Jose & Portugal, Pedro, 1994. "Life Duration of New Firms," Journal of Industrial Economics, Wiley Blackwell, vol. 42(3), pages 227-45, September.
  3. José Mata & Pedro Portugal, 2001. "The Survival of New Domestic and Foreign Owned Firms," Working Papers w200101, Banco de Portugal, Economics and Research Department.
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