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Entlohnung und Regulierung unabhängiger Versicherungsvermittler

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Author Info
Richter, Andreas
Schiller, Jörg

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Abstract

Unabhängige Vermittler erbringen im Rahmen Ihrer Tätigkeiten wichtige Dienstleistungen für Versicherungsunternehmen und Versicherungsnehmer. Zum einen soll für Versicherungsnehmer in vielen Bereichen passender Versicherungsschutz besorgt werden (Produktauswahl). Darüber hinaus können Vermittler im Rahmen ihrer Beratung zum Teil wichtige risikorelevante Umstände von Versicherungsnehmern beobachten, die Versicherungsunternehmen zu Berechnung adäquater Prämien benötigen (Risikoklassifikation). Ziel des Beitrages ist es, die Auswirkungen unterschiedlicher Entlohnungssysteme für unabhängige Versicherungsvermittler auf zentrale Marktfunktio-nen zu untersuchen. Darüber hinaus soll eingehender analysiert werden, inwieweit die Neuregelungen zum Vermittlerrecht in Deutschland dazu geeignet sind, die Beratungsqualität bzw. Effizienz der Intermediation durch unabhängige Vermittler im Bereich komplexer Risiken zu erhöhen.

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Publisher Info
Paper provided by University of Munich, Munich School of Management in its series Discussion Papers in Business Administration with number 7524.

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Date of creation: 18 Nov 2008
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Handle: RePEc:lmu:msmdpa:7524

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Related research
Keywords: insurance intermediation; compensation; regulation;

Find related papers by JEL classification:
G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies
G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

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