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Children as Insurance

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Author Info
Claus Chr. Pörtner (University of Copenhagen Institute of Economics)

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Abstract

This paper presents a dynamic model of fertility decisions in which children serve as an incomplete insurance good. The model incorporates uncertainty about future income and the survival of children as well as a discrete representation of the number of children. It provides an alternative explanation to the negative relation between fertility and the education of the parents, and especially the mother's education. The model also demonstrates why parents demand children even if the return is negative and explains why fertility might rise with with increasing income when income is low and decrease when income is high. Furthermore, the model can account for the decline in fertility when the risk of infant and child mortality decreases. The implications for empirical tests of the demand for children are also examined.

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Publisher Info
Paper provided by University of Copenhagen. Department of Economics in its series Discussion Papers with number 97-12.

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Length: 42 pages
Date of creation: Oct 1997
Date of revision:
Publication status: Published in: Journal Popul Econ 14 (2001) 1, 119-136
Handle: RePEc:kud:kuiedp:9712

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Related research
Keywords: fertility; mortality; security;

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Find related papers by JEL classification:
J13 - Labor and Demographic Economics - - Demographic Economics - - - Fertility; Family Planning; Child Care; Children; Youth
O12 - Economic Development, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
D11 - Microeconomics - - Household Behavior - - - Consumer Economics: Theory

Cited by:
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  1. Finlay, Jocelyn E., 2009. "Fertility response to natural disasters : the case of three high mortality earthquakes," Policy Research Working Paper Series 4883, The World Bank. [Downloadable!]
  2. Sebnem Kalemli-Ozcan, 2002. "Does the Mortality Decline Promote Economic Growth?," Macroeconomics 0212008, EconWPA. [Downloadable!]
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This page was last updated on 2009-11-2.


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