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Credit in rural India: a case study

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  • Jean Dreze
  • Peter Lanjouw
  • Naresh Sharma
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    Abstract

    This paper presents a case study of credit transactions in Palanpur, a north Indian village. Drawing on detailed informtion from all borrowers and lenders in the village, we examine a number of issues related to the functioning of rural credit markets. These include the segmentation of the credit market, the achievements and failure of public lending institutions, the role of interest-free lending, the lending strategies of village moneylenders, social inequalities in access to credit, and the politics of rural credit, among others. An attempt is also made to relate these findings to those of other studies of credit in rural India.

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    File URL: http://eprints.lse.ac.uk/6692/
    File Function: Open access version.
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    Bibliographic Info

    Paper provided by London School of Economics and Political Science, LSE Library in its series LSE Research Online Documents on Economics with number 6692.

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    Length: 105 pages
    Date of creation: Sep 1997
    Date of revision:
    Handle: RePEc:ehl:lserod:6692

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    Related research

    Keywords: India; Palanpur; rural credit markets;

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    Cited by:
    1. Jean Dreze & Geeta Gandhi Kingdon, 1999. "School Participation in Rural India," Working papers 69, Centre for Development Economics, Delhi School of Economics.
    2. Abhijit Banerjee & Sendhil Mullainathan, 2010. "The Shape of Temptation: Implications for the Economic Lives of the Poor," Working Papers id:2484, eSocialSciences.

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