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Rating Companies with Support Vector Machines

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Author Info
Wolfgang K. Härdle
Rouslan A. Moro
Dorothea Schäfer

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Abstract

The goal of this work is to introduce one of the most successful among recently developed statistical techniques - the support vector machine (SVM) - to the field of corporate bankruptcy analysis. The main emphasis is done on implementing SVMs for analysing predictors in the form of financial ratios. A method is proposed of adapting SVMs to default probability estimation. A survey of practically and commercially applied methods is given. This work proves that support vector machines are capable of extracting useful information from financial data although extensive data sets are required in order to fully utilise their classification power.

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File URL: http://www.diw.de/documents/publikationen/73/diw_01.c.41359.de/dp416.pdf
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Publisher Info
Paper provided by DIW Berlin, German Institute for Economic Research in its series Discussion Papers of DIW Berlin with number 416.

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Length: 30 p.
Date of creation: 2004
Date of revision:
Handle: RePEc:diw:diwwpp:dp416

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Related research
Keywords: Support vector machines; Company rating; Default probability estimation;

Find related papers by JEL classification:
C14 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: General - - - Semiparametric and Nonparametric Methods
G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation
C45 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Neural Networks and Related Topics

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Dimitras, A. I. & Slowinski, R. & Susmaga, R. & Zopounidis, C., 1999. "Business failure prediction using rough sets," European Journal of Operational Research, Elsevier, vol. 114(2), pages 263-280, April. [Downloadable!] (restricted)
  2. Frydman, Halina & Altman, Edward I & Kao, Duen-Li, 1985. " Introducing Recursive Partitioning for Financial Classification: The Case of Financial Distress," Journal of Finance, American Finance Association, vol. 40(1), pages 269-91, March. [Downloadable!] (restricted)
  3. Merton, Robert C, 1974. "On the Pricing of Corporate Debt: The Risk Structure of Interest Rates," Journal of Finance, American Finance Association, vol. 29(2), pages 449-70, May. [Downloadable!] (restricted)
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Laura Auria & Rouslan A. Moro, 2008. "Support Vector Machines (SVM) as a Technique for Solvency Analysis," Discussion Papers of DIW Berlin 811, DIW Berlin, German Institute for Economic Research. [Downloadable!]
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This page was last updated on 2009-12-23.


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