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Saving Pooled Registered Pension Plans: It's Up To the Provinces


Author Info

  • Keith Ambachtsheer

    (Rotman International Centre for Pension Management)

  • Keith Waitzer

    (Stikeman Elliott LLP)

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    The Canadian federal government’s Bill C-25 provides for a new type of tax sheltered savings plan for Canadians called a pooled registered pension plan (PRPP). In its current form, however, the design blueprint falls short of its primary objective: to ensure that the majority of Canadians who do not have a workplace pension will have access to a well-regulated, low-cost, private sector capital accumulation plan. Provincial leadership is required to breathe life into the federal legislation, by requiring employers to offer PRPPs to employees, and provide well-thoughtout default options and an independent PRPP licensing system.

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    Bibliographic Info

    Paper provided by C.D. Howe Institute in its series e-briefs with number 128.

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    Length: 7 pages
    Date of creation: Dec 2011
    Date of revision:
    Publication status: Published on the C.D. Howe Institute website, December 2011
    Handle: RePEc:cdh:ebrief:128

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    Keywords: Pension Papers; Canada; Canadian provinces; tax sheltered savings plan; pooled registered pension plan (PRPP);

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