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The Piggy Bank Index: Matching Canadians’ Savings Rates to Their Retirement Dreams

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Author Info

  • David A. Dodge

    (Bennett Jones LLP)

  • Alexandre Laurin

    (C.D. Howe Institute)

  • Colin Busby

    (C.D. Howe Institute)

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    Abstract

    As Canada’s babyboom generation approaches retirement age, public concern about the adequacy of retirement income is mounting, note the authors. Most of the public debate has been about potential reform of the tax and fiduciary rules governing corporate pension plans, the possibility of expanding contributory public pension plans such as the CPP/QPP, about how much tax-deferred saving the Income Tax Act should allow, and for how long. To date, say the authors, there has been little focus on the fraction of annual earnings that must be saved by Canadians – either through employer plans, private saving, or expanded contributions to a public plan – to provide adequate and reasonably assured retirement incomes.

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    Bibliographic Info

    Paper provided by C.D. Howe Institute in its series e-briefs with number 95.

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    Length: 10 pages
    Date of creation: Mar 2010
    Date of revision:
    Publication status: Published on the C.D. Howe Institute website, March 2010
    Handle: RePEc:cdh:ebrief:95

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    Related research

    Keywords: Pension Papers; retirement income; Registered Retirement Savings (RRSPs); Canada Pension Plan (CPP/QPP); Income Tax Act;

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