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The Core Of Pure Economic Loss

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Author Info
Giuseppe Dari-Mattiacci
Hans-Bernd Schäfer (University of Hamburg, Germany)

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Abstract

Should loss of earnings be compensated? The established law and economics wisdom considers pure economic loss as a transfer of wealth from the victim to a third party, whose earnings increase as a consequence of the accident. Such transfers do not amount to a social loss and, hence, should not be compensated. We revisit these arguments and show that the social loss should be calculated by taking into account that: (a) pure economic loss often involves impairment costs resulting from the fact that valuable resources cannot be temporarily used; and (b) the third-party earnings come at the cost of increased capacity. This increased capacity mitigates the expected harm and, hence, is a form of precaution. By taking into account these factors, we show that most pure economic loss cases do result in a socially relevant loss. In addition, we argue that the absence of a social loss is a necessary, but not sufficient, condition for the denial of compensation. The victim (or a third party) may have actually paid for protection against purely private losses. Thus, compensation should be awarded irrespective of whether national law treats the case under tort or contract (where compensation is undisputed). Finally, we offer considerations on the optimal design of liability rules.

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Paper provided by Berkeley Electronic Press in its series German Working Papers in Law and Economics with number 2005-1-1124.

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Handle: RePEc:bep:dewple:2005-1-1124

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Web page: http://www.bepress.com/gwp/default/

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Related research
Keywords: economic loss; financial loss; tort; damage; compensation;

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Find related papers by JEL classification:
K13 - Law and Economics - - Basic Areas of Law - - - Tort Law and Product Liability

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References listed on IDEAS
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  1. repec:bep:dewple:2004-1-1087 is not listed on IDEAS
  2. Goldberg, Victor P, 1991. "Recovery for Pure Economic Loss in Tort: Another Look at Robins Dry Dock v. Flint," Journal of Legal Studies, University of Chicago Press, vol. 20(2), pages 249-75, June.
  3. Goldberg, Victor P, 1994. "Recovery for Economic Loss following the Exxon Valdez Oil Spill," Journal of Legal Studies, University of Chicago Press, vol. 23(1), pages 1-39, January.
  4. Ralf Ewert, 1999. "Auditor Liability and the Precision of Auditing Standards," Journal of Institutional and Theoretical Economics (JITE), Mohr Siebeck, Tübingen, vol. 155(1), pages 181-, March.
  5. Craswell, Richard & Calfee, John E, 1986. "Deterrence and Uncertain Legal Standards," Journal of Law, Economics and Organization, Oxford University Press, vol. 2(2), pages 279-303, Fall.
  6. P. A. Diamond, 1973. "Single Activity Accidents," Working papers 113, Massachusetts Institute of Technology (MIT), Department of Economics.
  7. Giuseppe Dari Mattiacci, . "The Economics Of Pure Economic Loss And The Internalisation Of Multiple Externalities," German Working Papers in Law and Economics 2003-1-1053, Berkeley Electronic Press. [Downloadable!]
  8. Gilead, Israel, 1997. "Tort law and internalization: The gap between private loss and social cost," International Review of Law and Economics, Elsevier, vol. 17(4), pages 589-608, December. [Downloadable!] (restricted)
  9. Goldberg, Victor P, 1988. "Accountable Accountants: Is Third-Party Liability Necessary?," Journal of Legal Studies, University of Chicago Press, vol. 17(2), pages 295-312, June.
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This page was last updated on 2009-11-28.


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