A Decomposition Approach To Analyzing Racial And Gender Biases
AbstractThis study provides a different perspective in revisiting the racial and gender discrimination issue regarding FSA loans. The Oaxaca-Blinder decomposition method, commonly used in wage discrimination analysis, is employed to determine whether there exist unwarranted differences between the loan amounts approved among racial and gender classes. The findings of this study are inconclusive. As with previous studies, no clear and convincing evidence was found to signal racial or gender discrimination with respect to approved loan amounts to farmer borrowers.
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Bibliographic InfoPaper provided by Agricultural and Applied Economics Association in its series 2009 Annual Meeting, July 26-28, 2009, Milwaukee, Wisconsin with number 49308.
Date of creation: 2009
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More information through EDIRC
credit risk; Farm Service Agency; gender bias; Oaxaca-Blinder decomposition; racial bias; Agricultural Finance;
This paper has been announced in the following NEP Reports:
- NEP-ALL-2009-05-16 (All new papers)
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