IDEAS home Printed from https://ideas.repec.org/a/wfo/monber/y2021i9p637-649.html
   My bibliography  Save this article

Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsfähigkeit

Author

Listed:
  • Thomas Url

    (WIFO)

Abstract

Die österreichische Privatversicherungswirtschaft erreichte trotz widriger Umstände im COVID-19-Krisenjahr 2020 einen leichten Prämienzuwachs (+1,4%). Angesichts eines Anstiegs der Aufwendungen für Versicherungsfälle um 3,9% bewies sie auch in einem schwierigen Umfeld ihre Fähigkeit zur Schadenabwicklung. Das Versicherungsgeschäft verschob sich 2020 weiter von der Lebensversicherung zur Krankenversicherung sowie zur Schaden- und Unfallversicherung. Die Entwicklung am österreichischen Versicherungsmarkt entsprach damit in abgeschwächter Form der allgemeinen Dynamik im Europäischen Wirtschaftsraum. Die expansive Geldpolitik im Gefolge der staatlichen Hilfsprogramme zur Liquiditätssicherung in Unternehmen und zur Stützung der Haushaltseinkommen schlug sich 2020 merklich im Veranlagungsergebnis der Versicherer nieder.

Suggested Citation

  • Thomas Url, 2021. "Privatversicherungswirtschaft bewies in der COVID-19-Krise Leistungsfähigkeit," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(9), pages 637-649, September.
    • Handle: RePEc:wfo:monber:y:2021:i:9:p:637-649
    Note: With English abstract.
    as

    Download full text from publisher

    File URL: https://www.wifo.ac.at/wwa/pubid/67994
    File Function: abstract
    Download Restriction: Payment required
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    References listed on IDEAS

    as
    1. Thomas Url, 1996. "Kennzahlen zur österreichischen Versicherungswirtschaft," WIFO Studies, WIFO, number 21313, April.
    2. Atanas Pekanov, 2021. "Geldpolitik und Kreditwesen in der COVID-19-Krise," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 309-320, April.
    3. André C. R. Martins, 2020. "Discrete opinion dynamics with M choices," The European Physical Journal B: Condensed Matter and Complex Systems, Springer;EDP Sciences, vol. 93(1), pages 1-10, January.
    4. Michael Rothschild & Joseph Stiglitz, 1976. "Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 90(4), pages 629-649.
    5. Atanas Pekanov, 2021. "Geldpolitik und Kreditwesen in der COVID-19-Krise," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 311-320, April.
    6. Serguei Kaniovski & Atanas Pekanov & Thomas Url, 2021. "Ex-post-Analyse der Wirkungen des COVID-19-Maßnahmenpaketes auf die Unternehmensliquidität," WIFO Studies, WIFO, number 67189, April.
    7. Tomz, Michael & Weeks, Jessica L. P., 2020. "Public Opinion and Foreign Electoral Intervention," American Political Science Review, Cambridge University Press, vol. 114(3), pages 856-873, August.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Thomas Url, 2022. "Die gesamtwirtschaftliche Bedeutung der österreichischen Versicherungswirtschaft," WIFO Studies, WIFO, number 69819, April.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Josef Baumgartner & Serguei Kaniovski & Marian Fink & Hans Pitlik & Silvia Rocha-Akis, 2021. "Strong Private Consumption Spurs Economic Growth. Medium-term Forecast of the Austrian Economy 2022 to 2026 Including the Tax Reform 2022 2024," WIFO Reports on Austria, WIFO, issue 13, November.
    2. Josef Baumgartner & Serguei Kaniovski & Marian Fink & Hans Pitlik & Silvia Rocha-Akis, 2021. "Starker privater Konsum treibt das Wirtschaftswachstum. Mittelfristige Prognose 2022 bis 2026 unter Berücksichtigung der Steuerreform 2022/2024," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(10), pages 711-736, October.
    3. Josef Baumgartner & Serguei Kaniovski, 2021. "Update der mittelfristigen Prognose der österreichischen Wirtschaft 2021 bis 2025," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 281-292, April.
    4. Josef Baumgartner & Jürgen Bierbaumer & Sandra Bilek-Steindl & Christine Mayrhuber & Silvia Rocha-Akis, 2021. "Stärkster BIP-Einbruch seit 1945. Die österreichische Wirtschaft im Jahr 2020," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 293-308, April.
    5. Tumilara Busayo Amoo & Baukje de Roos, 2021. "Stunting and Its Risk Factors in Under Age Five Children in Ogun State, Nigeria: A Cross-Sectional Study," International Journal of Healthcare and Medical Sciences, Academic Research Publishing Group, vol. 7(4), pages 76-86, 10-2021.
    6. Josef Baumgartner & Serguei Kaniovski, 2021. "Update der mittelfristigen Prognose 2021 bis 2025," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 281-290, April.
    7. Josef Baumgartner & Jürgen Bierbaumer-Polly & Sandra Bilek-Steindl & Christine Mayrhuber & Silvia Rocha-Akis, 2021. "Stärkster BIP-Einbruch seit 1945. Die österreichische Wirtschaft im Jahr 2020," WIFO Monatsberichte (monthly reports), WIFO, vol. 94(4), pages 291-309, April.
    8. Josef Baumgartner & Jürgen Bierbaumer & Sandra Bilek-Steindl & Christine Mayrhuber & Silvia Rocha-Akis, 2021. "Strongest Slump in GDP since 1945. The Austrian Economy in 2020," WIFO Reports on Austria, WIFO, issue 6, May.
    9. Innes, Robert, 1987. "Adverse Selection And Tax Externalities In A Model Of Entrepreneurial Investment," Working Papers 225812, University of California, Davis, Department of Agricultural and Resource Economics.
    10. Huh, Yesol & Kim, You Suk, 2023. "Cheapest-to-deliver pricing, optimal MBS securitization, and welfare implications," Journal of Financial Economics, Elsevier, vol. 150(1), pages 68-93.
    11. Andrea Attar & Thomas Mariotti & François Salanié, 2021. "Entry-Proofness and Discriminatory Pricing under Adverse Selection," American Economic Review, American Economic Association, vol. 111(8), pages 2623-2659, August.
    12. Andrea Attar & Thomas Mariotti & François Salanié, 2020. "The Social Costs of Side Trading," The Economic Journal, Royal Economic Society, vol. 130(630), pages 1608-1622.
    13. Caballero, Ricardo J. & Krishnamurthy, Arvind, 2004. "Smoothing sudden stops," Journal of Economic Theory, Elsevier, vol. 119(1), pages 104-127, November.
    14. Marcos Segantini & Lori A. Dickes, 2020. "Recurrent funding in entrepreneurship: an analysis of repeated events," Documentos de Investigación 123, Universidad ORT Uruguay. Facultad de Administración y Ciencias Sociales.
    15. Dionne, G. & Doherty, N., 1991. "Adverse Selection In Insurance Markets: A Selective Survey," Cahiers de recherche 9105, Centre interuniversitaire de recherche en économie quantitative, CIREQ.
    16. Pierre-Thomas Léger & Erin C. Strumpf, 2010. "Système de paiement des médecins : bref de politique," CIRANO Project Reports 2010rp-12, CIRANO.
    17. Johannes Johnen, 2019. "Automatic‐renewal contracts with heterogeneous consumer inertia," Journal of Economics & Management Strategy, Wiley Blackwell, vol. 28(4), pages 765-786, November.
    18. M. Martin Boyer & Mathieu Delvaux-Derome, 2002. "The Demand for Directors' and Officers' Insurance in Canada," CIRANO Working Papers 2002s-72, CIRANO.
    19. Gan, Li & Huang, Feng & Mayer, Adalbert, 2015. "A simple test for private information in insurance markets with heterogeneous insurance demand," Economics Letters, Elsevier, vol. 136(C), pages 197-200.
    20. Jonathan Gruber & James M. Poterba, 1996. "Tax Subsidies to Employer-Provided Health Insurance," NBER Chapters, in: Empirical Foundations of Household Taxation, pages 135-168, National Bureau of Economic Research, Inc.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:wfo:monber:y:2021:i:9:p:637-649. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Florian Mayr (email available below). General contact details of provider: https://edirc.repec.org/data/wifooat.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.