Moral Hazard in Natural Disaster Insurance Markets: Empirical Evidence from Germany and the United States
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Note: DOI: 10.3368/le.93.2.179
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- Ilaria Colivicchi & Gianluca Iannucci, 2023. "The Environmental Responsibility of Firms and Insurance Coverage in an Evolutionary Game," Dynamic Games and Applications, Springer, vol. 13(3), pages 801-818, September.
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Ecological Economics, Elsevier, vol. 169(C).
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- Andor, Mark & Osberghaus, Daniel & Simora, Michael, 2017. "Natural disasters and governmental aid: Is there a charity hazard?," Ruhr Economic Papers 738, RWI - Leibniz-Institut für Wirtschaftsforschung, Ruhr-University Bochum, TU Dortmund University, University of Duisburg-Essen.
- Richert, Claire & Erdlenbruch, Katrin & Grelot, Frédéric, 2019.
"The impact of flood management policies on individual adaptation actions: Insights from a French case study,"
Ecological Economics, Elsevier, vol. 165(C), pages 1-1.
- Claire Richert & Katrin Erdlenbruch & Frédéric Grelot, 2019. "The impact of flood management policies on individual adaptation actions: Insights from a French case study," Post-Print halshs-02189117, HAL.
- Claire Richert & Katrin Erdlenbruch & Frédéric Grelot, 2019. "The impact of flood management policies on individual adaptation actions: insights from a French case study," Working Papers hal-02173121, HAL.
- Claire Richert & Katrin Erdlenbruch & Frédéric Grelot, 2019. "The impact of flood management policies on individual adaptation actions: insights from a French case study," CEE-M Working Papers hal-02173121, CEE-M, Universtiy of Montpellier, CNRS, INRA, Montpellier SupAgro.
- Sunbin Yoo & Junya Kumagai & Yuta Kawabata & Alexander Ryota Keeley & Shunsuke Managi, 2022.
"Insuring Well-Being: Psychological Adaptation to Disasters,"
Economics of Disasters and Climate Change, Springer, vol. 6(3), pages 471-494, November.
- Yoo, Sunbin & Kawabata, Yuta & Kumagai, Junya & Keeley, Alexander & Managi, Shunsuke, 2021. "Insuring Well-being: Psychological Adaptation to Disasters," MPRA Paper 107632, University Library of Munich, Germany.
- Max Tesselaar & W. J. Wouter Botzen & Toon Haer & Paul Hudson & Timothy Tiggeloven & Jeroen C. J. H. Aerts, 2020. "Regional Inequalities in Flood Insurance Affordability and Uptake under Climate Change," Sustainability, MDPI, vol. 12(20), pages 1-30, October.
- Arnaud Reynaud & Manh-Hung Nguyen & Cécile Aubert, 2018.
"Is there a demand for flood insurance in Vietnam? Results from a choice experiment,"
Environmental Economics and Policy Studies, Springer;Society for Environmental Economics and Policy Studies - SEEPS, vol. 20(3), pages 593-617, July.
- Arnaud Reynaud & Manh-Hung Nguyen & Cecile Aubert, 2018. "Is there a demand for flood insurance in Vietnam? Results from a choice experiment," Post-Print hal-03143253, HAL.
- Daniel Osberghaus & Christian Groß & Gert G. Wagner & Frank Offermann & Christoph Duden & Jonas Schmitt & Michael Berlemann & Jörg Asmussen & Markus Roth & Lamia Messari-Becker & Nicola Garbarino & Ben, 2021. "Extreme Weather Events: State Aid or Private Provision – Who Bears the Costs?," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 74(11), pages 03-28, November.
- Welsch, David M. & Winden, Matthew W. & Zimmer, David M., 2022. "The effect of flood mitigation spending on flood damage: Accounting for dynamic feedback," Ecological Economics, Elsevier, vol. 192(C).
- Qihao He & Michael Faure & Chengwei Liu, 2023. "The possibilities and limits of insurance as governance in insuring pandemics," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 48(3), pages 641-668, July.
- Chiradip Chatterjee & Nafisa Halim & Pallab Mozumder, 2021. "Emission Tax, Health Insurance, and Information: A Mechanism Design for Reducing Energy Consumption and Emission Risk," Economics of Disasters and Climate Change, Springer, vol. 5(3), pages 465-480, October.
- Osberghaus, Daniel & Reif, Christiane, 2021.
"How do different compensation schemes and loss experience affect insurance decisions? Experimental evidence from two independent and heterogeneous samples,"
Ecological Economics, Elsevier, vol. 187(C).
- Osberghaus, Daniel & Reif, Christiane, 2020. "How do different compensation schemes and loss experience affect insurance decisions? Experimental evidence from two independent and heterogeneous samples," ZEW Discussion Papers 20-072, ZEW - Leibniz Centre for European Economic Research.
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- Adachi, Daisuke & Nakata, Hiroyuki & Sawada, Yasuyuki & Sekiguchi, Kunio, 2023.
"Adverse selection and moral hazard in corporate insurance markets: Evidence from the 2011 Thailand floods,"
Journal of Economic Behavior & Organization, Elsevier, vol. 205(C), pages 376-386.
- ADACHI Daisuke & NAKATA Hiroyuki & SAWADA Yasusyuki & SEKIGUCHI Kunio, 2016. "Adverse Selection and Moral Hazard in the Corporate Insurance Market: Evidence from the 2011 Thailand floods," Discussion papers 16025, Research Institute of Economy, Trade and Industry (RIETI).
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"Compulsory Versus Voluntary Insurance: An Online Experiment,"
American Journal of Agricultural Economics, John Wiley & Sons, vol. 103(1), pages 106-125, January.
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- Zhang, Peilu & Palma, Marco A, 2018. "Compulsory versus Voluntary Insurance: An Online Experiment," 2018 Annual Meeting, February 2-6, 2018, Jacksonville, Florida 266654, Southern Agricultural Economics Association.
- Carolyn Kousky & Noelwah R. Netusil, 2023. "Flood insurance literacy and flood risk knowledge: Evidence from Portland, Oregon," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 26(2), pages 175-201, July.
- Carolyn Kousky & Howard Kunreuther, 2018. "Risk Management Roles of the Public and Private Sector," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 21(1), pages 181-204, March.
- Paul Hudson & Annegret H. Thieken, 2022. "The presence of moral hazard regarding flood insurance and German private businesses," Natural Hazards: Journal of the International Society for the Prevention and Mitigation of Natural Hazards, Springer;International Society for the Prevention and Mitigation of Natural Hazards, vol. 112(2), pages 1295-1319, June.
- Daniel Osberghaus & Christina Demski, 2019. "The causal effect of flood experience on climate engagement: evidence from search requests for green electricity," Climatic Change, Springer, vol. 156(1), pages 191-207, September.
- Swenja Surminski & Paul Hudson, 2017. "Investigating the Risk Reduction Potential of Disaster Insurance Across Europe," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 42(2), pages 247-274, April.
- Shiyi Chen & Xiaoxiao Ding & Pingyi Lou & Hong Song, 2022. "New evidence of moral hazard: Environmental liability insurance and firms' environmental performance," Journal of Risk & Insurance, The American Risk and Insurance Association, vol. 89(3), pages 581-613, September.
- Mol, Jantsje M. & Botzen, W. J. Wouter & Blasch, Julia E., 2020. "Risk reduction in compulsory disaster insurance: Experimental evidence on moral hazard and financial incentives," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 84(C).
- Stefan Borsky & Hannah Hennighausen, 2022.
"Public Flood Risk Mitigation and the Homeowner’s Insurance Demand Response,"
Land Economics, University of Wisconsin Press, vol. 98(4), pages 537-559.
- Stefan Borsky & Hannah B. Hennighausen, 2020. "Public flood risk mitigation and the homeowner's insurance demand response," Graz Economics Papers 2020-09, University of Graz, Department of Economics.
- W. J. Wouter Botzen & Howard Kunreuther & Erwann Michel-Kerjan, 2019. "Protecting against disaster risks: Why insurance and prevention may be complements," Journal of Risk and Uncertainty, Springer, vol. 59(2), pages 151-169, October.
- Arthur Charpentier & Laurence Barry & Molly R. James, 2022. "Insurance against natural catastrophes: balancing actuarial fairness and social solidarity," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 47(1), pages 50-78, January.
- Mol, Jantsje M. & Botzen, W.J. Wouter & Blasch, Julia E., 2020. "Behavioral motivations for self-insurance under different disaster risk insurance schemes," Journal of Economic Behavior & Organization, Elsevier, vol. 180(C), pages 967-991.
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JEL classification:
- Q54 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Climate; Natural Disasters and their Management; Global Warming
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