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China's Banking Reform: Problems and Potential Solutions

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Author Info
Charles Goodhart
Xiaosong Zeng
Abstract

Despite recent reforms to China's financial system, there remain numerous shortcomings. The asset quality of state-owned banks continues to be unsatisfactory, with taxpayers and depositors subsidising both SOBs and SOEs. Banks’ loan margins and capital adequacy remain too low. The capital market is also inefficient. The fundamental problem is the lack of an appropriate property rights infrastructure, without an adequate informational, incentive and legal framework.

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Publisher Info
Article provided by Taylor and Francis Journals in its journal Journal of Chinese Economic and Business Studies.

Volume (Year): 4 (2006)
Issue (Month): 3 (November)
Pages: 185-198
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Handle: RePEc:taf:jocebs:v:4:y:2006:i:3:p:185-198

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Related research
Keywords: State-owned banks; non-performing loans; asset management companies; 'Modern Enterprise System’ property rights infrastructure;

Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Jia Liu & Dong Pang, 2009. "Financial factors and company investment decisions in transitional China," Managerial and Decision Economics, John Wiley & Sons, Ltd., vol. 30(2), pages 91-108. [Downloadable!]
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This page was last updated on 2009-12-21.


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