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Women-led Firms and Credit Access. A Gendered Story?

Author

Listed:
  • Stefania Basiglio

    (Università degli Studi di Torino)

  • Paola Vincentiis

    (Università degli Studi di Torino)

  • Eleonora Isaia

    (Università degli Studi di Torino)

  • Mariacristina Rossi

    (Università degli Studi di Torino)

Abstract

This work focuses on credit access and demand in Italian firms using the RIL dataset, a sample representative of Italian firms, for the year 2015. We investigate whether the gender of the firm’s decision-maker plays a role in requesting and obtaining a loan. Our results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders. Moreover, the gender gap disappears for more educated women, as well as for firms in the north of the country.

Suggested Citation

  • Stefania Basiglio & Paola Vincentiis & Eleonora Isaia & Mariacristina Rossi, 2023. "Women-led Firms and Credit Access. A Gendered Story?," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), vol. 9(1), pages 199-233, March.
    • Handle: RePEc:spr:italej:v:9:y:2023:i:1:d:10.1007_s40797-021-00180-1
    DOI: 10.1007/s40797-021-00180-1
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    More about this item

    Keywords

    Credit demand; Italian firms; Gender;
    All these keywords.

    JEL classification:

    • D22 - Microeconomics - - Production and Organizations - - - Firm Behavior: Empirical Analysis
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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