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A magyar háztartások megtakarításai 1995 és 2000 között
[The savings of Hungarian households between 1995 and 2000]

Author

Listed:
  • Árvai, Zsófia
  • Menczel, Péter

Abstract

A háztartások fogyasztási és megtakarítási viselkedésében számottevő változások indultak meg az elmúlt években, különösen figyelemre méltó a pénzügyi megtakarítási ráta 1999-től tapasztalható jelentős csökkenése. A tanulmány célja a magyar háztartások megtakarítási döntéseinek vizsgálata a kilencvenes évek második felében, valamint nemzetközi példák ismertetésén keresztül a közeljövő lehetséges tendenciáinak felvázolása. A feltörekvő országok tapasztalatai szerint a gazdasági felzárkózással együtt járó strukturális folyamatok önmagukban sokkal hangsúlyosabb szerepet játszottak a lakossági megtakarítások csökkenésében, mint a jegybankok kamatpolitikája. Mindez Magyarországon is megfigyelhető; nevezetesen a pénzügyi szektor liberalizációja és modernizációja, az ennek hatására enyhülő likviditási korlátok, az optimista jövedelemvárakozásokhoz vezető tartós gazdasági növekedés, valamint a korábbi évek elhalasztott fogyasztása miatti türelmetlenség mind-mind meghatározó tényezőnek számítanak a háztartások nettó megtakarításainak mérséklődésében.

Suggested Citation

  • Árvai, Zsófia & Menczel, Péter, 2001. "A magyar háztartások megtakarításai 1995 és 2000 között [The savings of Hungarian households between 1995 and 2000]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(2), pages 93-113.
    • Handle: RePEc:ksa:szemle:369
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    References listed on IDEAS

    as
    1. Reinhart, Carmen & Plies, William, 1999. "Saving in Latin America and Lessons from Europe: An Overview," MPRA Paper 6987, University Library of Munich, Germany, revised 1999.
    2. Douglas W. Elmendorf, "undated". "The Effect of Interest-Rate Changes on Household Saving and Consumption: A Survey," Finance and Economics Discussion Series 1996-27, Board of Governors of the Federal Reserve System (U.S.), revised 10 Dec 2019.
    3. Hansen, Hermann-Josef, 1996. "The impact of interest rates on private consumption in Germany," Discussion Paper Series 1: Economic Studies 1996,03e, Deutsche Bundesbank.
    Full references (including those not matched with items on IDEAS)

    Citations

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    Cited by:

    1. Balazs Kotosz, 2016. "University impact evaluation: Counterfactual methods," ERSA conference papers ersa16p735, European Regional Science Association.
    2. Bethlendi, András, 2007. "A hitelpiac szerepe a hazai háztartások fogyasztási és megtakarítási döntéseiben [The role of the credit market in consumption and saving decisions of Hungarian households]," Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), Közgazdasági Szemle Alapítvány (Economic Review Foundation), vol. 0(12), pages 1041-1065.
    3. Balazs Kotosz & Marie-France Gaunard-Anderson & Miklos Lukovics, 2015. "International Inequalities in The Local Economic Impact of Universities: The Case of Hungary and France," ERSA conference papers ersa15p777, European Regional Science Association.
    4. Molnár, Gabriella & Zuti, Bence, 2015. "Egyetemek gazdaságfejlesztési hatásainak mérése [The Measuring of the Economic Impact of Universities]," MPRA Paper 78277, University Library of Munich, Germany.

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    More about this item

    JEL classification:

    • A14 - General Economics and Teaching - - General Economics - - - Sociology of Economics
    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • H31 - Public Economics - - Fiscal Policies and Behavior of Economic Agents - - - Household
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth

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