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Bank ATMs and ATM surcharges

Author

Listed:
  • Gautam Gowrisankaran
  • John Krainer

Abstract

The proliferation of ATMs and the pricing schemes that accompany them have attracted a great deal of attention from research economists, because they shed light on how banks compete against each other in the current environment. By studying the pattern of entry of ATMs in certain markets we can gain insight into the potential welfare consequences of the lifting of artificial price controls. This Economic Letter reports on recent research on bank ATMs and ATM surcharges.

Suggested Citation

  • Gautam Gowrisankaran & John Krainer, 2005. "Bank ATMs and ATM surcharges," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue dec16.
    • Handle: RePEc:fip:fedfel:y:2005:i:dec16:n:2005-36
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    References listed on IDEAS

    as
    1. Christopher R. Knittel & Victor Stango, 2003. "Compatibility and pricing with indirect network effects: evidence from ATMs," Working Paper Series WP-03-33, Federal Reserve Bank of Chicago.
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    Cited by:

    1. Reynold Byers & Shuya Yin & Xiaona Zheng, 2012. "Atm Pricing And Location Games In The Retail Banking Industry," Asia-Pacific Journal of Operational Research (APJOR), World Scientific Publishing Co. Pte. Ltd., vol. 29(01), pages 1-29.

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