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Effect of public long-term care insurance on consumption, medical care demand, and welfare

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Author Info
Ariizumi, Hideki
Abstract

Many governments allocate public funds to individuals who need long-term care (LTC) services as a result of chronic illnesses and functional problems. In this paper, I investigate the effects of two common eligibility criteria of LTC programs: means-tested and health-based programs. I find that publicly provided health-based LTC crowds out the medical spending among low health individuals. Furthermore, means-tested programs lead to higher initial spending on medical care and consumption goods among middle-wealth individuals. The welfare implications of these programs also depend critically upon the individuals' initial wealth and health status. Interestingly, it is possible for health-based programs to be less costly than means-tested programs.

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File URL: http://www.sciencedirect.com/science/article/B6V8K-4T2M5RX-1/2/0c1179d8f02a54639b2b3e3c79c26698
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Publisher Info
Article provided by Elsevier in its journal Journal of Health Economics.

Volume (Year): 27 (2008)
Issue (Month): 6 (December)
Pages: 1423-1435
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Handle: RePEc:eee:jhecon:v:27:y:2008:i:6:p:1423-1435

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Web page: http://www.elsevier.com/locate/inca/505560

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Related research
Keywords: Long-term care Public long-term care insurance Dynamic programming;

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