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Ownership structure and bank lending

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  • Dung Viet Tran

    (Banking University Ho Chi Minh City)

Abstract

Employing a large sample of US BHCs from 2000 to 2017, we compare the lending decisions between public and private banks. We find consistent evidence of higher loan growth of public banks versus their private peers. However, public banks decrease more their lending than private peers during the crisis. Public banks with low franchise value increase more their lending than private banks during the crisis. Our study is of interest to regulators and policymakers who point out the negative effects of the excessive lending of banks during the turmoil times

Suggested Citation

  • Dung Viet Tran, 2019. "Ownership structure and bank lending," Economics Bulletin, AccessEcon, vol. 39(4), pages 3011-3023.
    • Handle: RePEc:ebl:ecbull:eb-19-01024
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    References listed on IDEAS

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    1. Marc Kouzez, 2021. "Foreign ownership and bank performance Evidence from French market," Economics Bulletin, AccessEcon, vol. 41(2), pages 834-847.

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    More about this item

    Keywords

    bank listing status; lending; loan growth; crisis;
    All these keywords.

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services

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