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Bank policies towards SME sector in Poland and selected countries worldwide

Author

Listed:
  • Joanna Duda

    (AGH University of Science and Technology, Krakow)

  • Maciej Wozniak

    (AGH University of Science and Technology, Krakow)

Abstract

Small- and medium-sized enterprises (SMEs) are very signifi cant for the economy. However, they face many problems when trying to fi nance their development. In connection to the above, theauthors set four research questions that are connected with bank policies towards SMEs. Then, they make an analysis in order to answer the questions. The conclusions, recommendations. and limitations are presented at the end of the paper.

Suggested Citation

  • Joanna Duda & Maciej Wozniak, 2018. "Bank policies towards SME sector in Poland and selected countries worldwide," Managerial Economics, AGH University of Science and Technology, Faculty of Management, vol. 19(1), pages 25-47.
    • Handle: RePEc:agh:journl:v:19:y:2018:i:1:p:25-47
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    File URL: https://journals.agh.edu.pl/manage/article/view/3241/2213
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    References listed on IDEAS

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    1. Beck, Thorsten & Demirguc-Kunt, Asli, 2006. "Small and medium-size enterprises: Access to finance as a growth constraint," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 2931-2943, November.
    2. de la Torre, Augusto & Martínez Pería, María Soledad & Schmukler, Sergio L., 2010. "Bank involvement with SMEs: Beyond relationship lending," Journal of Banking & Finance, Elsevier, vol. 34(9), pages 2280-2293, September.
    3. Cowling, Marc, 2010. "The role of loan guarantee schemes in alleviating credit rationing in the UK," Journal of Financial Stability, Elsevier, vol. 6(1), pages 36-44, April.
    4. Stephanou, Constantinos & Rodriguez, Camila, 2008. "Bank financing to small and medium-sized enterprises (SMEs) in Colombia," Policy Research Working Paper Series 4481, The World Bank.
    5. Berger, Allen N. & Udell, Gregory F., 2006. "A more complete conceptual framework for SME finance," Journal of Banking & Finance, Elsevier, vol. 30(11), pages 2945-2966, November.
    6. Stiglitz, Joseph E & Weiss, Andrew, 1981. "Credit Rationing in Markets with Imperfect Information," American Economic Review, American Economic Association, vol. 71(3), pages 393-410, June.
    7. Allen N. Berger & Gregory F. Udell, 2002. "Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure," Economic Journal, Royal Economic Society, vol. 112(477), pages 32-53, February.
    8. Joanna Duda, 2013. "The Role of Bank Credits in Investment Financing of the Small and Medium-sized Enterprise Sector in Poland," Managerial Economics, AGH University of Science and Technology, Faculty of Management, vol. 13, pages 7-20.
    9. Aung, Kyaw, 2008. "Financing Small and Medium Enterprises in Myanmar," IDE Discussion Papers 148, Institute of Developing Economies, Japan External Trade Organization(JETRO).
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    Cited by:

    1. Simeon Karafolas & Maciej Woźniak, 2020. "The Development of Small Enterprises During and After Crisis: Comparative Analysis of Greece and Poland," International Journal of Business and Economic Sciences Applied Research (IJBESAR), International Hellenic University (IHU), Kavala Campus, Greece (formerly Eastern Macedonia and Thrace Institute of Technology - EMaTTech), vol. 13(2), pages 30-38, September.

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