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Selbständige und ihre Altersvorsorge: Sozialpolitischer Handlungsbedarf?

  • Fachinger, Uwe
  • Oelschläger, Angelika

Ein Charakteristikum des strukturellen Wandels in der Bundesrepublik ist, daß vermehrt Formen der selbständigen Erwerbstätigkeit entstehen. Im Gegensatz zu abhängig Beschäftigten sind Selbständige sozialrechtlich nur geschützt, wenn dies vom Gesetzgeber ausdrücklich bestimmt ist. Aus der Zunahme sozialrechtlich nicht geschützter Beschäftigungsverhältnisse können sich daher Probleme im sozialen Sicherungssystem ergeben. Für den Bereich der Altersvorsorge - der im Mittelpunkt dieses Beitrages steht - zeigt die Untersuchung, daß die Datenlage für eine umfassende Lageanalyse derzeit unzureichend ist. Dennoch wird deutlich, daß die überwiegende Zahl der Selbständigen nicht von einem obligatorischen Alterssicherungssystem erfaßt ist und die bestehenden obligatorischen Sicherungssysteme von heterogener Struktur sind.

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Paper provided by University of Bremen, Centre for Social Policy Research (ZeS) in its series Working papers of the ZeS with number 03/2000.

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Date of creation: 2000
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Handle: RePEc:zbw:zeswps:032000
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  1. Klaus-Dietrich Bedau, 1999. "Zur Einkommenslage in den freien Berufen," DIW Wochenbericht, DIW Berlin, German Institute for Economic Research, vol. 66(2), pages 51-60.
  2. Wolfgang Ruppert, 1997. "Ungünstige Bedingungen für die betriebliche Altersversorgung," Ifo Schnelldienst, Ifo Institute for Economic Research at the University of Munich, vol. 50(28), pages 10-19, October.
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