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Solvency II ante portas: Nutzen und Risiken der neuen Versicherungsregulierung

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  • Gründl, Helmut

Abstract

Kapitalanleger wie Versicherungsnehmer werden oft konfrontiert mit komplexen Produkten und nicht durchschaubaren Unternehmensstrukturen der Anbieter. Gleichzeitig stellt die mögliche Nichterfüllung ihrer Ansprüche häufig ein existenzielles Risiko dar. Deshalb ist es Ziel der Finanzregulierung, Rahmenbedingungen im Finanzdienstleistungsbereich zu schaffen, die wirtschaftliche Abläufe gewährleisten und gleichzeitig den Konsumenten schützen. Dem Nutzen der Regulierung stehen aber auch Risiken gegenüber, die im diesem Artikel am Beispiel der Versicherungsregulierung dargelegt werden.

Suggested Citation

  • Gründl, Helmut, 2015. "Solvency II ante portas: Nutzen und Risiken der neuen Versicherungsregulierung," SAFE Policy Letters 49, Leibniz Institute for Financial Research SAFE.
    • Handle: RePEc:zbw:safepl:49
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    Keywords

    Regulierung; Versicherungen;

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