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Development, Evaluation and Analysis of a 20-Year Deferred Annuity Product


  • Rohitha Goonatilake

    (Texas A&M International University, 5201, University Boulevard, Laredo, Texas 78041-1900)


This project analyzes an annuity product that suits the needs of today's American family under moderate assumptions. It helps in the study of the pricing accuracy in a mutual life insurance company and to better understand the extent of the analysis and computations involved in developing a 20-year deferred annuity product designed for a group of 1000 people; ages ranging from 30 - 40 years and having a 5 year old child.

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  • Rohitha Goonatilake, 2004. "Development, Evaluation and Analysis of a 20-Year Deferred Annuity Product," Risk and Insurance 0409003, EconWPA.
  • Handle: RePEc:wpa:wuwpri:0409003 Note: Type of Document - pdf; pages: 11 . 11 pages, pdf

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    References listed on IDEAS

    1. Cummins, J. David & Lalonde, David & Phillips, Richard D., 2004. "The basis risk of catastrophic-loss index securities," Journal of Financial Economics, Elsevier, vol. 71(1), pages 77-111, January.
    2. Neil A. Doherty, 1997. "Financial Innovation in the Management of Catastrophe Risk," Center for Financial Institutions Working Papers 98-12, Wharton School Center for Financial Institutions, University of Pennsylvania.
    3. Neil A. Doherty, 1997. "Financial Innovation in the Management of Catastrophe Risk," Journal of Applied Corporate Finance, Morgan Stanley, vol. 10(3), pages 84-95.
    4. Martin F. Grace & Robert W. Klein & Paul R. Kleindorfer, 2001. "The Demand for Homeowners Insurance with Bundled Catastrophe Coverages," Working Paper Series: Finance and Accounting 69, Department of Finance, Goethe University Frankfurt am Main.
    5. J. David Cummins & Neil A. Doherty & Anita Lo, 1999. "Can Insurers Pay for the "Big One"? Measuring the Capacity of an Insurance Market to Respond to Catastrophic Losses," Center for Financial Institutions Working Papers 98-11, Wharton School Center for Financial Institutions, University of Pennsylvania.
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    pricing accuracy; mutual life insurance company; 20-year deferred annuity product;

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