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Evaluation of the Impact of Village Savings and Loan Associations Using a Novel Survey Instrument


  • Conner Brannen

    () (Abdul Latif Jameel Poverty Action Lab (J-PAL) at MIT, 30 Wadsworth St, E53-320)

  • Damien Sheehan-Connor

    () (Department of Economics, Wesleyan University)


Formal microfinance institutions have been an important tool in the fight against poverty in developing countries, but their reach is necessarily limited. Village Savings and Loan Associations (VSLAs) are an alternative, informal mechanism for saving and borrowing that do not require external capital or ongoing financial or administrative support from a founding organization. This paper evaluates the impact of VSLAs on their members and finds that long-term members fare better along multiple economic, nutritional, and health dimensions compared to a control group of recent joiners.

Suggested Citation

  • Conner Brannen & Damien Sheehan-Connor, 2012. "Evaluation of the Impact of Village Savings and Loan Associations Using a Novel Survey Instrument," Wesleyan Economics Working Papers 2012-003, Wesleyan University, Department of Economics.
  • Handle: RePEc:wes:weswpa:2012-003

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    References listed on IDEAS

    1. West, Sarah E. & Williams III, Roberton C., 2007. "Optimal taxation and cross-price effects on labor supply: Estimates of the optimal gas tax," Journal of Public Economics, Elsevier, pages 593-617.
    2. Whitefoot, Kate S. & Skerlos, Steven J., 2012. "Design incentives to increase vehicle size created from the U.S. footprint-based fuel economy standards," Energy Policy, Elsevier, vol. 41(C), pages 402-411.
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