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Acceso y Polarización de los Sectores Populares Mexicanos en el Mercado de Formal de Crédito


  • Pablo Cotler

    () (Departamento de Economía, Universidad Iberoamericana)

  • Eduardo Rodríguez-Oreggia


There is a growing interest for designing policies that may help increase the use formal financial products by poor people. We use a panel database of families with access to these financial products and analyze why some use these products and others not. To verify the robustness of our results, we also analyze what factors are responsible in the change of these decisions overtime. Among the multiple determinants we find family wealth, local shocks, labor position and whether the family receives government transfers.

Suggested Citation

  • Pablo Cotler & Eduardo Rodríguez-Oreggia, 2009. "Acceso y Polarización de los Sectores Populares Mexicanos en el Mercado de Formal de Crédito," Working Papers 0109, Universidad Iberoamericana, Department of Economics.
  • Handle: RePEc:uic:wpaper:0109

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    Cited by:

    1. Alfredo R. Anaya Narváez & Yaneth Patricia Romero Álvarez, 2018. "La inclusión financiera en Sincelejo (Colombia). Un modelo econométrico probit," Revista Ecos de Economía, Universidad EAFIT, vol. 22(46), pages 91-110, June.

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