IDEAS home Printed from https://ideas.repec.org/p/sch/wpaper/490.html
   My bibliography  Save this paper

Determinants of agricultural credit in rural India by social group

Author

Listed:
  • Karthick V
  • Madheswaran S

    (Institute for Social and Economic Change)

Abstract

Despite the increase in the supply of formal credit to agriculture, the post-reform period in India witnessed an enormous gap between households' credit access. Although the decreasing share of wealth and resources affect farmers adversely in access to credit, there are also other social and economic factors involved, and understanding them is equally important in access to credit. Therefore, this study aims to analyse the trends and determinants of formal agricultural credit in India by using AIDIS data. Both the Probit and Heckman’s selectivity bias-corrected-OLS models are employed to analyse the determinants of access to credit, and amount of credit respectively. The study results find that social status, land size, irrigated area, asset values, and education levels of the heads of households influence the formal agricultural credit they receive. This result exemplifies that the government needs to revamp the existing credit policies to make access to credit more inclusive.

Suggested Citation

  • Karthick V & Madheswaran S, 2020. "Determinants of agricultural credit in rural India by social group," Working Papers 490, Institute for Social and Economic Change, Bangalore.
    • Handle: RePEc:sch:wpaper:490
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Keywords

    Agriculture;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sch:wpaper:490. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: B B Chand (email available below). General contact details of provider: https://edirc.repec.org/data/iseccin.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.