IDEAS home Printed from https://ideas.repec.org/p/sch/wpaper/415.html
   My bibliography  Save this paper

Economic and social benefits of SHG-bank linkage programme in Karnataka

Author

Listed:
  • Meenakshi Rajeev
  • B P Vani
  • Veerashekharappa

    (Institute for Social and Economic Change)

Abstract

Among the several SHG models, Self-Help Groups (SHGs) formed under the Self-Help Group-Bank Linkage Programme (SBLP) supported by the National Bank for Agriculture and Rural Development (NABARD), is a prominent one. The programme encourages the members, primarily women, to access banks directly as a group. This helps them enhance their level of financial inclusion and literacy, and especially aids them to access credit for income-generating activities. This paper is based on a field survey conducted in three districts of Karnataka, and examines how the accessibility to credit is enhanced by the programme for rural women and how it has impacted their income-generating capabilities. The paper also highlights the concerns pertaining to credit delivery that still remain to be addressed. Taking up the issue of costs of borrowing, including transaction costs, the paper shows that the transaction costs contribute only marginally to the cost of borrowing and hence argues that the programme which has many benefits, both social and economic, especially for women, should be strengthened and expanded further.

Suggested Citation

  • Meenakshi Rajeev & B P Vani & Veerashekharappa, 2018. "Economic and social benefits of SHG-bank linkage programme in Karnataka," Working Papers 415, Institute for Social and Economic Change, Bangalore.
    • Handle: RePEc:sch:wpaper:415
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    More about this item

    Keywords

    Self-help group;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sch:wpaper:415. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: B B Chand (email available below). General contact details of provider: https://edirc.repec.org/data/iseccin.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.