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Banks’ Physical Footprint and Financial Technology Adoption

Author

Listed:
  • Bernardo Ricca
  • José Renato H. Ornelas
  • Lucas A. Mariani

Abstract

Working Paper 888 Do physical bank branches moderate the diffusion of digital payment technologies? Does the diffusion of an efficient and inclusive digital payment technology allow fintechs to increase their presence? To answer these questions, we leverage bank heists that use explosives and render branches temporarily inoperable. We provide evidence that these attacks are not […]

Suggested Citation

  • Bernardo Ricca & José Renato H. Ornelas & Lucas A. Mariani, 2023. "Banks’ Physical Footprint and Financial Technology Adoption," Working Papers 888, Economic Research Southern Africa.
  • Handle: RePEc:rza:wpaper:888
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    More about this item

    Keywords

    Banking Regulation; Infrastructure; Technological Innovation;
    All these keywords.

    JEL classification:

    • E42 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Monetary Sytsems; Standards; Regimes; Government and the Monetary System
    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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