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Mortgage in the Russian Federation in 2012


  • Georgy Zadonsky

    () (Russian Presidential Academy of National Economy and Public Administration)


Though the lending rate on mortgage housing loans (MHL) in rubles increased from 11.4% as of December 1, 2011 to 12.7% as of January 1, 2013 the volume of mortgage housing lending in 2012 increased 32% and 44% as regards the number of loans (690,661 loans) and in money terms (Rb 1,029 trillion), respectively, as compared to 2011. As of January 1, 2013, the share of the debt on MHL without overdue payments as a percentage of the total amount of the debt on MHL increased by 1.87 p.p. as compared to January 1, 2012 and amounted to 95.93%. The share of MHL in foreign currency in the volume of the extended loans keeps decreasing and amounted to 1.42% in 2012.

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  • Georgy Zadonsky, 2013. "Mortgage in the Russian Federation in 2012," Working Papers 41, Russian Presidential Academy of National Economy and Public Administration.
  • Handle: RePEc:rnp:wpaper:41

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    Mortgage; Russian Federation;

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